Board terms & refunds
Bill & Budget Board is a personal-use, manual record organizer sold by The Well Habit, a brand of Money You’re Owed. Price: $9 USD once. No subscription. Stripe displays the shared seller name “AM Digital Products”; the card statement reads “AMDIGITAL* BUDGETBOARD”. Delivery is a browser tool and downloadable HTML file via a redirect after checkout, not a physical item.
Your purchase permits personal use on your own devices. Do not resell or redistribute the product. Keep your delivery link private; the static route is unlisted, not an authenticated account. We cannot promise indefinite hosted availability. Download the offline copy and keep backups.
Refunds: email hello@thewellhabit.com within 30 days of purchase for a full refund of the amount paid. Include your receipt or purchase email. You do not need to demonstrate savings or any financial outcome. Your statutory consumer rights are unaffected. Delivery or technical issues use the same address. No response-time guarantee is made.
All entries and paid statuses are manual. Verify due dates, payments and balances with your bank or biller. The tool does not change your obligations. It does not provide financial, tax, investment, legal or medical advice, diagnose or treat ADHD, or recommend which obligations to pay. Seek suitable independent help for personal decisions or difficulty meeting obligations.
Scope: monthly periods from 2000–2199; USD, GBP or EUR per period; no currency conversion, recurrence, background reminders, partial-payment tracking, bank sync, automatic rollovers or payoff predictions. Maximum 60 periods and 200 rows per section per period, subject to the 1 MB backup limit. Money fields are nonnegative and capped at 999999999.99. CSV/print cannot be restored; JSON can.
Browser storage and downloaded files are not encrypted or backed up by us. You are responsible for backups and access to your device. The app is tested in Chromium; mobile file handling and browser storage vary. Use the hosted version if your phone cannot run downloaded HTML. General site terms also apply; these product-specific terms describe this offer. Last updated 27 October 2026.